I decided to put an end to this, so I started looking for a software to track my financial status; went through many solutions starting from Excell sheets passing by GNUCash, AceMoneyLite , and ending with Microsoft Office Accounting Express (the latter makes me want to start my own business! wow).
Nothing seemed to meet my simple requirements of …just…tracking my money!

Then I found it! ClearCheckBook; very simple, web-based and effective! you can define Your Accounts (your pocket, bank,..etc), define your expenses and income categories (Food, Gas,…etc), and insert your transactions depending on the Accounts and Categories. and you are on!

here are some screenshots that you might find interesting:

https://www.clearcheckbook.com/tour.php

enjoy managing your finance!

p.s. there are some competitiors like Mint and MySpendingPlan but Mint makes it compulsory to have an existing account with a known bank to their service, and MySpendingPlan had many JavaScript errors while I was browsing.